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Question

Legal Studies Question on Laws of Contract

What is the correct statement for insurance contracts?

A

Premiums paid are refundable in case an insurance policy is void due to fraud of insured.

B

Premiums paid are refundable in case an insurance policy is void due to fraud of the insurer.

C

The period of limitation is applicable only to life insurance contracts.

D

Premiums are refundable in case an insurance is affected without interest.

Answer

Premiums paid are refundable in case an insurance policy is void due to fraud of the insurer.

Explanation

Solution

The correct option is (B): Premiums paid are refundable in case an insurance policy is void due to fraud of the insurer.