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Question

General Knowledge Question on Business Finance

The difference between a bank and a nonbanking financial institution (NBFI) is that

A

A bank interacts directly with the customers while an NBFI interacts with banks and governments.

B

A bank deals with both internal and international customers while an NBFI is mainly concerned with the finances of foreign companies.

C

A bank indulges in a number of activities relating to finance with a range of customers, while an NBFI is mainly concerned with the term loan needs of large enterprises.

D

A bank's main interest is to help in business transactions and savings/investment activities while an NBFI's main interest is in the stabilisation of the currency.

Answer

A bank indulges in a number of activities relating to finance with a range of customers, while an NBFI is mainly concerned with the term loan needs of large enterprises.

Explanation

Solution

The correct option is (C) : A bank indulges in a number of activities relating to finance with a range of customers, while an NBFI is mainly concerned with the term loan needs of large enterprises.